Texas Independent Service ("we," "us," or "our") is committed to protecting your privacy. This Website Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, TXISinsurance.com, or interact with our online services.

1. Information We Collect

We may collect:

  • Personal Information: Name, phone number, email address, mailing address, or other details you provide through forms, inquiries, or account creation.

  • Automatically Collected Data: IP address, browser type, device information, pages visited, time spent on the site, and clickstream data via cookies, web beacons, or similar technologies.

  • Insurance-Related Information: Details about your insurance needs, policy preferences, or claims history provided through quote requests or service inquiries.

  • Communication Data: Email addresses or responses shared via website forms or follow-up communications.

2. How We Use Your Information

We use your information to:

  • Provide insurance quotes, policies, or customer service (e.g., claims support, appointment scheduling).

  • Send promotional offers, newsletters, or updates about our insurance products or services.

  • Share website links or email addresses for sales or service purposes, including links to third-party insurance providers.

  • Improve our website functionality, content, and user experience.

  • Analyze website usage and marketing campaign performance.

  • Comply with legal obligations or respond to legal requests.

3. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to enhance your experience, analyze site usage, and deliver personalized content. You can manage cookie preferences through your browser settings, but disabling cookies may affect website functionality. For details, see our [Cookie Policy, if applicable, or link to a section].

4. Information Sharing

We may share your information with:

  • Insurance carriers or partners to provide quotes, policies, or claims services.

  • Third-party service providers for website hosting, analytics, marketing, or customer support (e.g., CRM or email platforms).

  • Legal authorities or regulators if required by law or to protect our rights.

We do not sell your personal information to third parties for their own marketing purposes.

5. Third-Party Links

Our website may contain links to third-party sites (e.g., insurance providers or payment processors). We are not responsible for their privacy practices or content. Please review their policies before sharing information.

6. Data Security

We use reasonable technical and organizational measures to protect your information from unauthorized access, loss, or misuse. However, no online transmission is 100% secure.

7. Your Rights

Depending on your location, you may have the right to:

  • Access, correct, or delete your personal information.

  • Opt out of marketing communications or data sharing.

  • Restrict or object to certain data processing.

  • Request data portability.

To exercise these rights, contact us at info@txisinsurance.com. Texas residents may have additional rights under the Texas Data Privacy and Security Act.

8. Children’s Privacy

Our website is not intended for individuals under 16. We do not knowingly collect personal information from children. If you believe we have such data, contact us immediately at [insert contact info].

9. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on our website TXISinsurance.com with the "Last Updated" date revised. Continued use of our website after changes indicates your acceptance of the updated policy.

Terms and Conditions

Last Updated: July 10, 2025

Welcome to the website of Texas Independent Service ("we," "us," or "our") at TXISinsurance.com. These Terms and Conditions ("Terms") govern your access to and use of our website and related services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website.1. Use of the Website

  • Eligibility: You must be at least 18 years old to use our website or have parental consent if under 18.

  • Permitted Use: You may use our website to request insurance quotes, access policy information, contact us for service, or learn about our offerings.

  • Prohibited Use: You may not:

    • Use the website for unlawful purposes or in violation of these Terms.

    • Attempt to hack, disrupt, or gain unauthorized access to our systems.

    • Post or transmit harmful content, including viruses, malware, or defamatory material.

    • Scrape, copy, or reproduce website content without permission.

2. Intellectual Property

All content on our website (e.g., text, logos, images, design) is owned by Texas Independent Service or our licensors and is protected by copyright, trademark, and other laws. You may not reproduce, distribute, or modify our content without written permission, except for personal, non-commercial use.3. User-Provided Information

  • When you submit information (e.g., through forms or quote requests), you represent that it is accurate and complete.

  • You grant us permission to use and share your information as described in our Website Privacy Policy (#).

  • You are responsible for maintaining the confidentiality of any account credentials.

4. Insurance Services

  • Quotes and Policies: Information provided through our website (e.g., quotes) is for informational purposes and subject to verification. Final terms depend on underwriting by insurance carriers.

  • No Guarantee: We do not guarantee coverage, policy approval, or specific rates.

  • Third-Party Providers: Some services may be facilitated by third-party insurance carriers or partners, subject to their terms.

5. Third-Party Links

Our website may link to third-party sites (e.g., insurance providers or payment platforms). We are not responsible for their content, practices, or availability. Use these sites at your own risk.

6. Disclaimer of Warranties

Our website is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee:

  • The website will be error-free, secure, or uninterrupted.

  • The accuracy or completeness of website content.

  • The results of using our services.

7. Limitation of Liability

To the fullest extent permitted by law, Texas Independent Service, its affiliates, and agents will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the website or services, even if advised of the possibility of such damages. Our total liability will not exceed $100 or the amount you paid us, whichever is less.

8. Indemnification

You agree to indemnify and hold harmless Texas Independent Service, its affiliates, and agents from any claims, losses, or damages (including legal fees) arising from your use of the website, violation of these Terms, or infringement of third-party rights.

9. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any disputes will be resolved exclusively in the state or federal courts located in [insert county, e.g., Harris County], Texas.

10. Changes to These Terms

We may update these Terms periodically. Changes will be posted on our website TXISinsurance.com with the "Last Updated" date revised. Continued use of the website after changes indicates your acceptance of the updated Terms.

11. Termination

We may suspend or terminate your access to the website at our discretion, with or without notice, for violating these Terms or for any other reason.

12. Contact Us

For questions about these Terms or our website, contact: info@txisinsurance.com

SMS PRIVACY POLICY.

SMS Privacy Policy

Last Updated: July 10, 2025 Texas Independent Service ("we," "us," or "our") values your privacy. This SMS Privacy Policy outlines how we collect, use, disclose, and protect your information when you opt in to receive SMS/text messages from us for sales and service purposes.

1. Information We Collect

When you opt in to receive SMS communications, we may collect:

  • Your phone number.

  • Information you provide via SMS, such as responses to messages or inquiries about insurance products or services.

  • Email addresses you share with us via SMS for follow-up communications.

  • Metadata related to your SMS interactions (e.g., date, time, and content of messages).

2. How We Use Your Information. We use the information collected to:

  • Send you promotional messages about insurance products, services, or special offers.

  • Provide customer service, including policy updates, appointment reminders, or claims assistance.

  • Share email addresses or website links (e.g., to our website, [yourwebsite.com], or third-party insurance-related services) for sales or service purposes.

  • Improve our SMS campaigns and personalize your experience.

  • Comply with legal obligations or respond to legal requests.

3. Opting In and Out.

By providing your phone number and opting in, you consent to receive SMS messages from Texas Independent Service for sales and service purposes. You may opt out at any time by texting "STOP" to any of our messages or by contacting us at [insert contact info]. After opting out, you will no longer receive SMS communications, though we may send a final confirmation message.4. Information SharingWe may share your information with:

  • Third-party service providers who assist with SMS delivery, customer service, or marketing (e.g., SMS platform providers).

  • Insurance carriers or partners to facilitate quotes, policies, or claims.

  • Legal authorities if required by law or to protect our rights.

We do not sell your personal information to third parties for their own marketing purposes.

5. Data Security

We implement reasonable technical and organizational measures to protect your information from unauthorized access, loss, or misuse. However, no method of transmission over the internet or SMS is 100% secure.

6. Links to Third-Party Websites

Our SMS messages may include links to our website TXISinsurance.com or third-party websites. We are not responsible for the privacy practices or content of these external sites. Please review their privacy policies before providing personal information.

7. Your Rights

Depending on your location, you may have rights to:

  • Access, correct, or delete your personal information.

  • Object to or restrict certain uses of your data.

  • Withdraw consent for SMS communications.

To exercise these rights, contact us at [insert contact info, e.g., email or phone number].

8. Message Frequency and Costs

Message frequency may vary based on your interactions with us. Standard message and data rates may apply, as determined by your mobile carrier.

9. Changes to This Policy

We may update this SMS Privacy Policy from time to time. The updated policy will be posted on our website TXISinsurance.com with the "Last Updated" date revised. Continued use of our SMS services after changes constitutes your acceptance of the updated policy.

10. Contact Us

For questions about this SMS Privacy Policy or our SMS practices, please contact us by email at : info@txisinsurance.com